Chapter 598-Four Seas Bank Sneak Attack
Translator: ryangohsf
Editor: Nora
Ouyang Shuo had invited Bai Xiaosheng over for the Quick Daily News to promote his plan. To Bai Xiaosheng, the chance to interview the mysterious Shanhai Alliance was also a breakthrough.
Both sides had their needs.
Apart from that, Ouyang Shuo was also ready to establish a newspaper. It would have the simple name of the Shanhai Times.
In contrast to the Quick Daily News, the Shanhai Times would aim at the natives. This was because the natives could not log onto the forums, and they could only read paper newspapers.
On this aspect, Bai Xiaosheng had a vast experience.
Ouyang Shuo's plan was to use Bai Xiaosheng as a bridge to dig up a group of newspaper industry talents.
……
Sun Xiaoyue had personally designed the Tianya Villa, and it replicated a real life holiday villa. She had created a truly exquisite piece of work. Additionally, pure white beaches stood a short distance before the villa.
The clear sea water was a light blue, ten times clearer than the sea in real life.
A line of deck chairs and umbrellas had been placed across the beach.
The first day of the alliance gathering was not the meeting. Instead, it was a day for the members and their families to enjoy the holiday spirit on the beach.
Ouyang Shuo followed his promise and did not look for any member to discuss alone.
……
2nd month, 26th day, morning, main hall of the villa.
The meeting place was escarole, the same as the meeting hall in real life.
As the alliance leader and the host, he sat at the head of the table. The five Lords sat to his left, while the guild readers sat to his right.
All the other members were not invited.
However, there was a special part to this meeting; the treasurer of the Four Seas Bank, Meng Zhida, sat in attendance next to Ouyang Shuo.
"What are your views on the one time achievement value exchange Gaia pushed out?" Right from the start, Ouyang Shuo asked an extremely odd question.
The members on both sides looked at one another.
"What a scam; it's not fair."
Talking about this matter, Gong Chengshi felt incredibly annoyed.
"It was practically designed for Di Chen, Chun Shenjun, and the others. There's definitely something fishy going on.” Xunlong Dianxue was always a person who believed in conspiracies.
"The pressure is huge!" Bai Hua had a helpless expression.
Weirdly, only the Lords spoke up.
As for the guild leaders, they had benefited from the matter, so they did not say anything.
Ouyang Shuo smiled; the reactions was as he had expected, "As they say, extremely dangerous moments are also a chance for a lucky break. Did any of you think about using this chance to do something?"
"What can we do? Watch on as they overtake us?"
Gong Chengshi was filled with anger and hatred. In real life, he was a person who hated the rich and the powerful.
"Wuyi, what thoughts do you have?" Bai Hua asked.
"As for the specific situation, I'll let Treasurer Meng Zhida explain it to you all!" Ouyang Shuo turned around, signalling to Meng Zhida that it was his turn.
The Four Seas Bank had branches everywhere. As a result, Bai Hua and the others were naturally familiar with him.
Meng Zhida got up and passed a set of documents to everyone.
"In your hands is the plan of how the Four Seas Bank will react to the achievement value exchange. The name of the plan is known as the Financial Nuclear Bomb."
Meng Zhida described the matter fluently, explaining the plan in a detailed manner.
The core of the plan was to use the Four Seas Bank as a platform to suck in the excess gold in the players' hands to be used in the building of territories of the Shanhai Alliance.
With that, a disadvantage had become an advantage.
When Gong Chengshi and the others heard these words, their eyes brightened up, and they were immediately energized.
"How can we ensure that players will be willing to save their money?" Bai Hua asked.
"What players are worried about is the gold they exchanged for depreciating. Hence, the high interest returns will create a huge temptation. This is also a massive precedence to the Financial Nuclear Bomb plan," Meng Zhida replied.
The various imperial cities all had banks.
However, the ancient bank system lacked interests, and they also needed to pay fees. Hence, players would rather store their funds in their storage bags than the system bank.
"Just this point is far from enough." Meng Zhida continued, “Any financial organization, if they want to attract loans, needs to have reputation and reserves. Shanhai City's unshakable position in the China region is the biggest reparation. Its monthly financial income is the best reserve."
Normal territory banks, even if they had high interests, would calm the hearts of players.
This was because of the environment of the wilderness and the war between territories.
After all, under normal circumstances, most territories might get occupied by others. In that case, wouldn’t they lose all their hard earned money?
Shanhai City was completely different.
With their current strength and status, no one would think that others could occupy Shanhai City.
This was the greatest trust.
Even Di Chen and the others did not have such a reputation.
Those seated did not have any objections toward this point.
"Shanhai City's monthly income should be far from this reserve fund, right?" Feng Qiuhuang doubted.
Being born in a prominent family, Feng Qiuhuang understood the banking industry and saw through the core of the problem.
In modern day banks, the reserves were normally at 10% but no lower than 6%. With the reputation of the Four Seas Bank, they would need around 10% before players would feel at ease. Which meant that every for one hundred thousand loans, the Four Seas Bank needed to have ten thousand in reserves.
Shanhai City's monthly income, after deducting military expenses, stood at one hundred thousand. As a result, Shanhai City could absorb one million in loans at most.
One million gold was not enough to allow the Shanhai Alliance to fly up.
To the large number of players, one million gold was far from enough. The main point would be that territory finances were calculated monthly, while players loved to save at the first few months of the year.
Conservatively speaking, the Four Seas Bank needed to prepare three million and above to obtain the trust of the players. Obviously, Ouyang Shuo did not possess such an amount.
"That's right." Meng Zhida did not avoid the problem and turned to his right and smiled at the guild leaders, “The problem of funds; I think that you guild leaders will be able to solve this problem for us. The gold in your hands is similarly depreciating, right?"
"If we do that, what benefits will we obtain?" Jianqi Leiyin was rather direct.
"Naturally." Meng Zhida was extremely confident, “The best cooperation is a win-win. Hence, the Four Seas Bank is willing to take out a portion of our shares to invite you all to invest and share the profits."
In truth, from the start, Ouyang Shuo had never expected to swallow all the funds on his own.
The funds in the players' hands reached a conservative estimate of more than one hundred million. With the appetite of the current Four Seas Bank, they could only take a portion of it at most.
As such, inviting allies to invest and tying their interests together was the best choice. Moreover, such a course of action would make the cake bigger.
Of course, the share power of the Four Seas Bank would still be firmly in his hands.
"Can you be a little more specific?"
As expected, Jianqi Leiyin and the others were exceedingly interested.
"1% of the shares of the Four Seas Bank will be sold for two hundred thousand gold. Each guild will have an upper limit of 5%. Of course, if in the future the number of shareholders increase, the shares will naturally shrink."
Siii!
Ouyang Shuo’s appetitie astonished Jianqi Leiyin and the others. Based on this, the value of the Four Seas Bank stood at a shocking twenty million.
Thinking about it, it did make sense.
If the Financial Nuclear Bomb plan truly worked, this valuation was a conservative one.
"Snow-War Rose is willing to invest one million." Before Jianqi Leiyin could even say anything, Xie Siyun did not hesitate to announce her position, as expected from one of Shanhai City's strongest allies.
"Qingfeng Pavillion, one million!" Moon Shines Over the River was alert and smart too.
"Thread, six hundred thousand!" If it was not for the perfume business expanding too quickly, Qing Sikou would have invested a million.
To Qing Sikou, Ouyang Shuo was her biggest benefactor.
It was Ouyang Shuo who single handedly gave Thread a way back.
"Shadow Alliance, six hundred thousand!"
"Yimeng Pavilion, six hundred thousand!"
Ji Yinghu and Mengyun Tunding basically shouted out at the same time. To them, obtaining shares of the Four Seas Bank was a chance to completely merge into the Shanhai Alliance, so how could they miss out on such an opportunity?
More importantly, no matter how one looked at it, it was a sure win deal.
The guilds would place their depreciating funds into the best bank in China.
The future was a bright patch.
When Jianqi Leiyin saw the situation, she could only laugh out awkwardly, as she was the last one. "Tingyu Floor, one million!"
Meng Zhida smiled.
With that, the Four Seas Bank had took out 24% of their shares and gathered 4.8 million gold.
"Thank you everyone for your generosity. This sum of money, Shanhai City will not touch a single cent, and it will all be the funds of Four Seas Bank." Ouyang Shuo stepped out at the appropriate time to clear the air.
When Jianqi Leiyin and the others heard these words, they felt more at ease. They were also in awe at his magnanimity. Even if Ouyang Shuo used one to two million, no one would say anything.
Ouyang Shuo wanted to toss aside small gains to make everyone trust him. Only with that could the alliance stay strong and not fall.
In truth, through the Four Seas Bank shares allocation, he had tied Shanhai City and the six guilds altogether.
And this was the greatest gain for Ouyang Shuo.