"With kind regards to your family, and hoping that they enjoy the great blessing of health, I remain sincerely yours," "JOHN GIRDLESTONE."

"What d'ye think of that?" the doctor asked, when his son had finished reading it.

"I hardly know," said Tom; "I should like a little time to think it over."

"Seven thousand pounds is a good round sum. It is more than half the total capital which I have invested for you. On the other hand, I have heard those who ought to know say there is not a sounder or better managed concern in London. There's no time like the present, Tom. Get your hat, and we'll go down to Fenchurch Street together and look into it."

While father and son were rattling along in a cab from Kensington to the City, the young man had time to turn the matter over in his mind. He wanted to be at work, and why not take this up as well as anything else. It is true that he disliked what he had seen of both the Girdlestones, but, on the other hand, by becoming a member of the firm he would probably be thrown in the way of meeting the old merchant's ward. This last consideration decided the matter, and long before the cab had pulled up at the long and dirty passage which led to the offices of the great African firm, the party principally interested had fully made up his mind as to the course he should adopt.

They were duly ushered into the small sanctum adorned with the dissected ships, the maps, the charts, the lists of sailing, and the water-colour picture of the barque Belinda, where they were received by the head of the firm. With a charming personal modesty, tempered by a becoming pride in the great business which he had himself created, he discoursed upon its transactions and its importance. He took down ledgers and flashed great rows of figures before the eyes of the good doctor, explaining, at the same time, how month after month their receipts increased and their capital grew. Then he spoke touchingly of his own ripe years, and of the quiet and seclusion which he looked forward to after his busy lifetime.

"With my young friend here," he said, patting Tom affectionately on the shoulder, "and my own boy Ezra, both working together, there will be young blood and life in the concern. They'll bring the energy, and when they want advice they can come to the old man for it. I intend in a year or so, when the new arrangement works smoothly, to have a run over to Palestine. It may seem a weakness to you, but all my life I have hoped some day to stand upon that holy ground, and to look down on those scenes which we have all imagined to ourselves. Your son will start with a good position and a fair income, which he will probably double before he is five years older. The money invested by him is simply to ensure that he shall have a substantial interest in promoting the affairs of the firm." Thus the old man ran on, and when Tom and his father left the office with the sound of great sums of money, and huge profits, and heavy balances, and safe investments, all jostling each other in their brains, they had both made up their minds as to the future.




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