'That's a pity,' said Hugo, the frown still in place.
'Not necessarily,' said Mitchell. 'The insurance company will be issuing Mrs Clifton with a cheque for six hundred pounds in full and final settlement of her claim.' Hugo smiled.
'I wonder if she's told her son,' said Hugo, almost to himself.
If Mitchell heard the comment, he ignored it. 'The only other piece of information that might be of some interest to you,' he continued, 'is that Mr Patrick Casey booked into the Royal Hotel on Friday night, and took the subject to the Plimsoll Line for dinner. They returned to the hotel afterwards, when she accompanied him to his room, No. 371, and didn't leave until just after seven o'clock the following morning.'
A long silence followed, always the sign that Mitchell had come to the end of his monthly report. Hugo removed an envelope from an inside pocket and slipped it to Mitchell, who didn't acknowledge the transaction as he threw his last piece of bread to a contented Rosie.
'Mr Prendergast to see you,' said Miss Potts, standing aside to allow the banker to enter the managing director's office.
'It's good of you to come all this way,' said Hugo. 'I'm sure you'll appreciate why I didn't want to discuss such a highly confidential matter at the bank.'
'I quite understand,' said Prendergast, who had opened his Gladstone bag and extracted a thick file even before he'd sat down. He passed a single sheet of paper across the desk to Mr Barrington.
Hugo checked the bottom line, before settling back in his chair.
'Just to recap, if I may,' said Prendergast. 'You put up a capital sum of five hundred pounds, which allowed Mrs Clifton to purchase the business known as Tilly's, a tea shop on Broad Street. The agreed contract was for the full amount, plus compound interest at five per cent per annum, to be paid back to the principal within a period of five years.
'Although Tilly's managed to declare a small trading profit in Mrs Clifton's first year and again in her second, there was never a large enough surplus for her either to pay the interest or to return any part of the capital sum, so at the time of the fire, Mrs Clifton owed you PS572 16 shillings. To this sum I must add bank charges of PS20, making a grand total of PS592 16 shillings. This, of course, will be well covered by the insurance payout, which means that while your investment is secure, Mrs Clifton will be left with virtually nothing.'
'How unfortunate,' said Hugo. 'May I ask why the final sum doesn't appear to include any charge for services rendered by Mr Casey?' he added after studying the figures more closely.
'Because Mr Casey has informed the bank that he will not be submitting any bills for his services.'
Hugo frowned. 'At least that is one piece of good news for the poor woman.'
'Indeed. None the less, I fear she will no longer be able to cover her son's fees at Bristol Grammar School for next term.'
'How sad,' said Hugo. 'So will the boy have to be removed?'
'I'm sorry to say that's the inevitable conclusion,' said Mr Prendergast. 'It is a great shame, because she dotes on the child, and I believe she would sacrifice almost anything to keep him there.'
'A great shame,' repeated Hugo as he closed the file and rose from his chair. 'I won't keep you any longer, Mr Prender-gast,' he added. 'I have an appointment in the city in about half an hour. Perhaps I can give you a lift?'
'That is most kind of you, Mr Barrington, but it won't be necessary. I drove myself over here.'
'What do you drive?' Hugo asked as he picked up his briefcase and headed towards the door.
'A Morris Oxford,' said Prendergast, quickly stuffing some papers back into his Gladstone bag and following Hugo out of the office.
'The people's car,' said Hugo. 'I'm told that, like you, Mr Prendergast, it's very reliable.' Both men laughed as they walked down the stairs together. 'Sad business, Mrs Clifton,' said Hugo as they stepped out of the building. 'But then, I'm not altogether sure I approve of women getting involved in business. It's not the natural way of things.'
'I quite agree,' said Prendergast, as the two men came to a halt by Barrington's car. 'Mind you,' he added, 'you could not have done more for the poor woman.'
'It's kind of you to say so, Prendergast,' said Hugo. 'But despite that, I'd be obliged if my involvement could remain strictly between the two of us.'
'Of course, sir,' said Prendergast as the two men shook hands, 'you can rely on me.'
'Let's keep in touch, old fellow,' said Hugo as he climbed into his car. 'I have no doubt I'll be calling on the bank's services again.' Prendergast smiled.
As Hugo drove towards the city, his thoughts returned to Maisie Clifton. He had dealt her a blow from which she was unlikely to recover, but he now intended to deliver the knockout punch.
He drove into Bristol wondering where she was at that moment. Probably sitting her son down to explain to him why he would have to leave BGS at the end of the summer term. Had she even for one fleeting moment imagined that Harry might be able to continue his studies as if nothing had happened? Hugo decided that he wouldn't raise the subject with Giles until the boy told him the sad news that his friend Harry would not be returning to BGS to join him in the sixth form.
Even the thought of his own son having to go to Bristol Grammar School still made him pulse with anger, but he had never let Elizabeth or his father know the real reason Giles had failed to get a place at Eton.
Once he'd driven past the cathedral, he continued across College Green before turning into the entrance of the Royal Hotel. He was a few minutes early for his appointment, but he was confident the manager would not keep him waiting. He pushed his way through the revolving doors and strolled across the lobby, not needing to be told where Mr Frampton's office was.
The manager's secretary leapt up the moment Hugo entered the room. 'I'll let Mr Frampton know you're here,' she said, almost running into the adjoining office. The manager appeared a moment later.
'What a pleasure to see you, Mr Barrington,' he said, ushering him into his office. 'I do hope you and Mrs Barrington are both well.' Hugo nodded and took a seat opposite the hotel manager, but didn't shake hands.
'When you asked to see me, I took the liberty of checking over the arrangements for your company's annual dinner,' said Frampton. 'Just over three hundred guests will be attending, I understand?'
'I have no interest how many guests are attending,' said Hugo. 'That isn't the reason I came to see you, Frampton. I wish to discuss a private matter that I find most distasteful.'
'I'm very sorry to hear that,' said Frampton, sitting bolt upright.
'One of our non-executive directors was staying at the hotel on Thursday night, and the following day he made a most serious allegation that I feel it is my duty to bring to your attention.'
'Yes, of course,' said Frampton, rubbing his sweating palms on his trousers. 'The last thing we would want to do is annoy one of our most valued customers.'
'I'm glad to hear it,' said Hugo. 'The gentleman in question checked into the hotel after the restaurant had closed and went into the Palm Court in the hope of being provided with some light refreshment.'